![]() ![]() BUT it’s time consuming to use and it’s tedious to get it set up the way I want it. I already have the software so it’s free. So over the next little while I’m going to work on a bit of a review of some software so that I can see if it’s worth spending the money to get financial management software for myself Spreadsheet I do have a part time job, but it doesn’t really help with paying the bills, it just gives a bit of a cushion, so that my interest is paid and so that I don’t feel as guilty every time I go out and spend money for a social event. BUT I feel even more pressed to make sure I know how I’m doing, because all my spending is currently on credit. But, now that I’m in nursing school, I don’t have the time to spend doing my finances the way I did before. ![]() Anyhow, I started to use a spreadsheet, and it served me well at the time. I’d started doing this because I couldn’t get the old version of Quicken to really do things the way I wanted to and at the time the idea of looking at anything historically was a bit overwhelming. But it’s time consuming and meant that I was adding in everything manually, or importing from my online banking and then reformatting everything. Even if I wasn’t always being as frugal as I would have liked, I was consistent and knew exactly where my money was going. When I was unemployed I had the time to take care of all my transactions in my spreadsheet and I had a handle on how I was spending my money.
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